Unconditional Loan Approval: Why It Matters Before Cooling Off in NSW and Finance Date in QLD
What Is Unconditional Loan Approval? Unconditional loan approval, also called formal finance approval, is the point at which a lender has assessed all of the relevant paperwork, supporting documents and property valuation, and has made a binding commitment to provide the funds required to complete a property purchase. It is fundamentally different from pre-approval or […]
What Happens at Settlement in QLD and NSW? The Complete Guide for Buyers and Purchasers
What Is Property Settlement? Property settlement is the final and most important stage of a property transaction. It is the moment when the legal ownership of the property officially transfers from the seller (vendor) to the buyer (purchaser), the balance of the purchase price is paid, and the buyer (purchaser) becomes the new registered owner […]
How Much Does Conveyancing Cost in QLD and NSW? Complete Guide for Buyers and Sellers in 2026
What Is Conveyancing and Why Do You Need It? Conveyancing is the legal process of transferring ownership of property from one person to another. In both Queensland and New South Wales, every property transaction, whether you are a buyer (purchaser) or a seller (vendor), requires conveyancing to be completed correctly before ownership can legally transfer […]
Why Real Estate Agents Recommend Milana Law for Property Conveyancing in QLD and NSW
Why Do Real Estate Agents Recommend Specific Conveyancers? Real estate agents recommend specific conveyancers and property lawyers based on direct experience. An agent’s professional reputation depends on transactions settling smoothly, on time and without last-minute problems. When a conveyancer consistently delivers, communicating clearly, moving quickly, resolving issues before they become crises and keeping all parties […]
What Is a Title Search in Property Conveyancing? Complete Guide for QLD and NSW
A title search is a formal search of the official land register, conducted by a licensed conveyancer or solicitor, that confirms the legal ownership of a property and identifies any registered interests, encumbrances or restrictions affecting the title. In Queensland, the land register is maintained by the Queensland Titles Registry. In New South Wales, it […]
Why Do We Even Have Stamp Duty? (And Why It Hurts So Much When You Buy a Home)
You have just found the home. You have done the numbers. You know what you can borrow. You know what the property costs. And then someone mentions stamp duty. Suddenly there is an extra $20,000, $40,000 or even $80,000 sitting between you and your new home, money the government wants before you can call it […]
Australian Property Prices Are Falling: What This Means for Buyers and Sellers in QLD and NSW Right Now
What Is Happening to Australian Property Prices in 2026? Australian capital city home prices have begun to fall, with the median capital city home price declining in May 2026, the first decline since January 2025, as high interest rates and inflation stretched buyer budgets. Capital city home prices have continued to fall over June 2026, […]
Property Settlement Adjustments Explained: Rates, Water, Strata and Land Tax
What Is a Settlement Adjustment? A settlement adjustment is a financial calculation made at the time of property settlement to fairly divide ongoing property costs between the seller (vendor) and the buyer (purchaser) based on the settlement date. Adjustments ensure that the seller (vendor) is not paying for costs that relate to the period after […]
Can I Add My Own Special Conditions to a Property Contract? Here Is What Buyers and Sellers Need to Know
You are about to sign a property contract and someone mentions “special conditions.” Maybe your agent asks if you want to add any. Maybe you have heard the term but are not entirely sure what it actually means or whether you are even allowed to add your own. Here is the honest answer, for both […]
Do You Need a Marketing Contract in NSW? Everything Sellers Need to Know
If you are thinking about selling a property in New South Wales, whether it is a family home, a farm or a commercial building, one of the first questions your conveyancer will ask is whether you have a marketing contract ready. Most sellers have never heard of one. Some agents assume everyone knows what it […]